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2025 Compliance Calendar

Annual Compliance Calendar for 401(k) Plans

With the new year comes a new cycle of compliance deadlines. We are here to keep you updated and informed so that you don’t miss a beat.


New for 2025

  • Jan 1: Long-term, part-time employees are eligible to participate in the plan. Eligible employees include those with 2 consecutive years with 500+ hours of service per year


Q1 Deadlines

  • Jan 31: Sending IRS forms to participants 1099-R for participants who received distributions from the plan in the previous year as well as Forms W-2, 945, 1099-NEC, and 1099-MISC

  • Feb 28: Filing Form 1099-R on paper with IRS to report distributions made in previous year. Deadline for electronic filing is March 31

  • March 15: ADP/ACP test corrective distributions to avoid 10% excise tax

  • March 15: Filing partnership tax returns and contribution deadline for deductibility

  • (without extension) for companies operating on calendar-year fiscal year

  • March 15: Requesting automatic extension to September 15 for partnership tax returns

  • March 31: Electronic filing of Form 1099-R to report distributions made in previous year







Please reach out with any questions, we are here to support!



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PWMG 401(k) Advisors

WORCESTER324

Grove Street Second Floor

Worcester, MA 01605​


CHICOPEE450

Memorial Drive, Suite 407

Chicopee, MA 01020

 

PHONE: (855) 508-401k

FAX: (508) 519-8426

 

Securities and advisory services offered through LPL Financial a registered investment advisor, Member FINRA/SIPC.

This information was developed as a general guide to educate plan sponsors and is not intended as authoritative guidance or tax/legal advice. Each plan has unique requirements, and you should consult your attorney or tax advisor for guidance on your specific situation.

©401(k) Marketing, LLC. All rights reserved. Proprietary and confidential. Do not copy or distribute outside original intent.

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